Note: the title of this bill ("Fallen Servicemembers Religious Heritage Restoration Act") doesn't match the actual content described below — this appears to be a mismatch in the source material, so here's what the summarized text actually covers. This legislation extends for several more years the government's authority to collect foreign communications for intelligence purposes, a power that can sometimes sweep up messages involving American citizens even though it's meant to target people overseas. It adds new safeguards for those cases: intelligence officials must review every time the FBI searches this data for information on a U.S. person, flag any rule-breaking to internal watchdogs, and only specially trained FBI lawyers (not regular supervisors) can approve such searches going forward, with criminal penalties for those who lie about following the rules. Separately, the bill blocks the Federal Reserve (the nation's central bank) from creating a "digital dollar" or offering bank accounts directly to individual people, meaning your banking relationship would stay with private banks rather than the government itself.